Terms of Use

By visiting or using a website controlled by Spencer Reed Group, you agree and assent to the following terms of use. Should you disagree with or fail to accept this Agreement, you agree and assent to discontinuing your visitation or use of this site in perpetuity.

This Agreement is subject to change without notice to you. Your continued use of this website after changes to this Agreement have been published constitutes your binding acceptance of the updated Agreement. If at any time the terms of this Agreement are no longer acceptable to you, you should immediately discontinue your visitation or use of this site in perpetuity.

Intellectual Property
Spencer Reed Group either owns the intellectual property rights for all content that is made available through a website subject to this Agreement, or has obtained the permission of the owner of the intellectual property to make it available on a website subject to this Agreement.

Spencer Reed Group reserves all rights, title, and interest to content that is owned by Spencer Reed Group, and made available on a website subject to this Agreement.

Spencer Reed Group strictly prohibits the unauthorized reproduction, redistribution or modification of any part of a website or content item on a website that is subject to this Agreement without prior written permission from Spencer Reed Group.

Spencer Reed Group, along with its divisions and subsidiaries, have committed to respecting the intellectual property of others. Please contact our legal department with any concerns or claims regarding possible copyright infringement.

General Disclaimer
The websites covered under this Agreement, and all associated content, materials, information, software, products and services are provided on an "as is" and "as available" basis. Your use of this website is at your own risk. Spencer Reed Group disclaims all warranties, express or implied, including without limitation warranties of merchantability and fitness for a particular purpose.

Spencer Reed Group disclaims liability for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages, or lost profits, that may result, directly or indirectly, from your use of a website subject to this Agreement or any content thereof, including without limitation any damage to computer systems, hardware or software, loss of data, or any other performance failures, or any errors, bugs, viruses or other defects that result from or are associated with the use of a website subject to this Agreement or any content thereof.

Spencer Reed Group makes no warranty that: a) Website related services will be uninterrupted, timely, secure, or error-free, b) Website information will be accurate or reliable, c) The quality of any products, services, content, information, or other materials purchased or obtained by you through a site subject to this Agreement will meet your expectations.

Any material downloaded or obtained through the use of a website covered under this Agreement is done at your own risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any material.

Third Party Links Disclaimer
Websites under this Agreement may contain links to other sites that are not under the control or ownership of Spencer Reed Group. These links are provided strictly for the service and convenience of site users. Spencer Reed Group is not responsible for the content or availability of any linked websites, nor does the inclusion of any link imply the endorsement by Spencer Reed Group of the website or their entities, products or services.

Global Availability Disclaimer
Spencer Reed Group maintains the content and functionality of its sites from the corporate office in Overland Park, Kansas, located in the United States of America. If you choose to visit or use a site subject to this Agreement from other locations, you are responsible for complying with local laws and regulations that may be applicable. Spencer Reed Group makes no representation that the products and services referenced herein are appropriate, or available, worldwide and in fact certain products and services may not be available worldwide.

Limitation of Liability
To the fullest extent permitted by law, Spencer Reed Group is not liable for any direct, indirect, punitive, special, incidental, consequential, exemplary damages, or other damages arising out of or in connection with a website subject to this Agreement, regardless of whether or not Spencer Reed Group has been advised of the possibility of such damages. To the extent any jurisdiction does not allow the exclusion or limitation of direct, incidental or consequential damages, portions of the above limitation or exclusion may not apply.

Where the exclusion or limitation of incidental or consequential damages is restricted or not allowed by jurisdictional laws, the limitation of liability for Spencer Reed Group shall be the maximum allowed by law.

Indemnity Clause
You assent and agree to indemnify and hold harmless Spencer Reed Group and any of its partners, officers, agents, employees, subcontractors, and affiliates from any claim or demand made by any third party due to or arising out of the services published or offered through a website subject to this Agreement.

Prosecution of Disconduct
Any use of this site is subject to applicable local, state, federal, and international laws and regulations, and you hereby assent and agree not to violate any such laws and regulations. Spencer Reed Group reserves the right to pursue the criminal prosecution of offenders and to seek civil damages to the fullest extent allowable by law.